Back to Basics: I am Moving in with my Partner! Do I need to do anything?

Unlike the first two in this “Back to Basics” series, the above is a question not enough people ask! 

Moving in with a partner is usually a cause of excitement, and celebration, but in all that excitement people often forget to consider that blending life with another human being, with a different background, different habits, different outlook on finances and the rest can actually sometimes be a little complicated.

Whilst there is nothing you need to do when moving in with a partner, here is some food for thought I would encourage all soon-to-be cohabitees to consider:-

• Have we spoken about our expectations for housework?
• Have we discussed finances – who is going to pay for what, and whether we will keep them separate or have a joint account?
• What is the expectation if we have children?
• What would we like to happen if one of us dies; do we have an up to date Will?

In the event we separate:-

• Will buying one person out be an option?
• If so, how long will the other have to find somewhere else to live?
• If it is sold, will we get back our own deposits before dividing the rest?
• What happens to any pets?

Shying away from these types of important conversations can seem easier at the time, but can cause issues later on if you discover an area where you are in no way aligned. 

As such, whilst you do not need to do anything, we would recommend having those conversations, and recording any agreements in a Cohabitation Agreement. If you remain unmarried, this will usually be treated as a binding contract between you. The beauty of having an agreement means that you have already laid out your expectations and done the work talking about the tricky issues, which hopefully means they won’t crop up and wreak havoc in your relationship. Also, if you do find that you separate, again, you have already set your agreed expectations, which should lead to a smoother, and more amicable separation.

If you would like to speak with us about this, please contact us at family@moore-tibbits.co.uk

Article by: Antonia Kirby | Senior Solicitor